There are a lot of questions asking if Primerica is a Scam. When I heard about this, I started to investigate immediately. As an entrepreneur I like to know what’s going around, that’s why I created this Primerica Scam Review.

Primerica was founded in 1997 as A.L. Williams a company with a strong drive to changed to life insurance industry. Buy Term Insurance & invest the rest, was their slogan. The company is located in Duluth, Georgia Primerica employs more than 120,000 independent representatives and serves over six million clients through out United States, Canada, Spain, and Puerto Rico.

Primerica is under the umbrella of Citigroup which allows them to market products from Citibank, Citimortgage etc. In addition, Primerica offers a Free Financial Needs Analysis ( FHA ) to all of their potential clients. This takes a snap shot of their potential clients current financial situation. Therefore, this gives their independent representative a starting point so they can began laying out game plan & road map for their furture financial needs.

How will you know the difference between a MLM company that's legit & one that's not? This Primerica Scam Review looks at the authenticity of the Primerica Opportunity, company and products, so that people can perform their due diligence and make the correct decision after they bear all of their evidence.

Primerica started helping individuals to raise their life insurance coverage, decrease their payments and start a mutual fund for them using all of the same monies.

Example…

Client A pay’s $80 a month for their Whole Life Insurance premium for only $50,000 in converge.

Primerica could be able to redirect that eighty dollars to benefit their clients needs more effectivly for the situation. Primerica may offer a Term Life policy for only $50 a month for $300,000 of converge, giving them 4x the coverage. In addition they would enroll client into a mutual fund for the remaining $30. Again Buy Term and invest the rest . Now you can see the big picture.Keep in mind that these are not numbers from Primerica but just an example I am using.

Now for the big question; is Primercica a scam or NOT?

NO! Primerica is NOT a SCAM! They're are a legal business that uses the direct sales model to obtain clients.Meaning, they uses the word of mouth approach, people telling people.

They meets all the standard guideline issued by the FTC that regulates the network marketing and direct sales industry. All independent representatives has to hold a life insurance license from the state their working in.

However, what I have found is that Primerica are still teaching their (IR's) old school marketing techiques suchs handing out business cards, fliers, meeting & pitching their business opportunity to EVERYONE that passes. These techiques worked in the 80's & 90's but this approach works Very Very MINUMIALLY in the information age. The Internet has made branding yourself so much simpler now than in the 70's. Before the Internet Boom the only companies that were able to Brand theirselves where HUGE corperation like COCA-COLA, PEPSI etc.

Listen closely here...

People will get started with YOU because of YOU, NOT your Business.

Top reps in Primerica are not selling their giving value. They're plugging into a duplicatable system that allows them to stand out over the Internet. In other words they have their own websites. Their system has a sales funnel that allows them to generate income that pay's for their marketing.Therefore, because of this reason you should only be pitching value not your Primerica's business.This is what is going to differentiate you from the Thousands of other Independent Representatives in Primerica out there who are foolishly marketing Primerica's replicated website and acting like every other high pressuring agent.